On a dark and stormy night, an American, Canadian and a Jew were in a horrible car accident. All three were rushed to the hospital, though all three had died before they arrived.

Just as they were about to put the toe tag on the American, he awoke and opened his eyes. Astonished, the doctors and nurses asked him what had happened.

“Well,” said the American, “I remember the crash, and then there was a bright white light, and then the Canadian and the Jew and I were standing at the pearly gates of heaven. St. Peter approached us and said that we were all too young to die, and that for a donation of $150 we could return to the earth.”

He continued, ” So of course, I pulled out my wallet and gave him the $150, and the next thing I knew I was back here.”

“That’s amazing!” said one of the doctors, “But what happened to the other two?”

“Last I saw them,” replied the American, “the Jew was haggling over the price and the Canadian was waiting for the government to pay his.”